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Tip of the week

Consolidate High
interest loans:
Any loan payments are comprised of two parts, the principal on the debt itself, and the interest youpay on the loan.

If you're making monthly payments instead of paying the balance in full, you're inevitably paying interest. If you're making minimum payments on high interest loans, you're usually paying mostly interest.

A consolidation loan will allow you to pay off the principal on borrowed money faster, because you'll be paying less interest. That means you'll get out of debt faster, and be paying down more debt than interest.

Apply today before rates get any higher...

Bay City Real Estate and Loans, member of The Siddique Group of Real Estate and Loan Compaines, is committed to helping you find the right mortgage product for your needs. We have been helping the Bay Area since 1989 with their Real Estate and Loans needs and hope soon to help you with yours. We understand that every borrower is different, and we offer a variety of products to meet your individual needa. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

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Why should you refinance?
The lower the interest rate is, the less that it will cost you to borrow the money. As a general rule, if the interest rate is 1 1/2 points lower than what you are currently paying, it's time to refinance your mortgage!

If you are in need of a Home Equity loan, mortgage or other Financial Services, please contact us today or fill out the online loan application,